Our process is very simple & straightforward. Most importantly it is centered around you.
Discovery
We will start our conversation together with a phone call, Zoom meeting, or face to face meeting. We will use this time together to develop a clear picture of what you are looking to accomplish, your financial goals, and what questions or concerns are on your mind. We will also lay out NavCap Wealth Management's capabilities and how we may be able to help you. This will transition into a more in-depth conversation around your current situation including a review of your budget, your current assets and investment accounts, as well as a deeper dive into your short term and long term goals.
Planning
Our investment advice is dictated by a written financial plan. Together with your collaboration we will develop a written financial plan that we use as a roadmap to guide our investment recommendations and financial advice to you.
Action
We will then open the necessary accounts and begin the asset transition process. Our Client Service team lead by Amanda Garcia will guide you step by step through the process of account opening, e-signatures, asset transfers, and the online access to view your accounts.
Relationship
Our clients enjoy a one on one relationship with an experienced financial advisor. You will hear from us on a regular basis to discuss your financial plan, market and economic events that impact your investments, and to answer any questions you may have. We will meet at least once per year for an in depth review of your situation, the performance of your investments, and your financial plan to help ensure that you are still on track. You are also encouraged to reach out to us at any time with any questions you may have. Together, with you, we will monitor your progress to your goals and will recommend adjustments as your financial life evolves and changes.
Management Expense
Our pricing model is very straightforward. In most cases we simply charge a flat percentage of the assets under our management. This all inclusive management expense covers everything we do for you, including financial planning, investment management and trading, all of our calls, reviews, meetings, and high touch service. This fee structure puts us in a fiduciary role, in advisory relationships, where we are obligated to act in your best interest at all times.
