Michael H. Towle CRPC is a veteran financial consultant with a true passion for helping people and watching his clients pursue their desired outcomes. Michael takes a personal interest in each client’s life; taking the time to learn their hopes, fears, dreams, and goals. Armed with this knowledge Michael carefully works together with each family to develop, implement, and monitor their financial plan. Michael carries a Certified Retirement Planning Councilor designation from the College of Financial Planning. He also holds a Bachelor’s degree in Business/Finance from Point Loma Nazarene University. It was while studying business in college that Michael discovered his passion for educating people about their money and found his life calling as a financial advisor.

Michael volunteers nearly 1000 hours per year in the local community. In his spare time you will find Michael, his wife Jessica, and their three children traveling, camping, hiking and enjoying ocean sports including diving & fishing.

Jeffrey Morris is a 38 year veteran of advising families in all matters financial.  He built his practice from the ground up with an intense focus on a very collaborative relationship with his clients and goals based advice.  Jeff strongly believes that involving his clients in all aspects of their plan leads to a higher level of comfort and more meaningful outcomes.  Jeff’s years of experience working with many families is a huge resource for our clients and our firm. Our clients are able to benefit from his decades of actual hands on involvement in helping many families (many across multiple generations) pursue their goals.

Jeff is a Wealth Management Advisor for NavCap Wealth Management.  Jeff has been a student of the global economy and markets for decades.  His approach is to develop and maintain a “Big Picture” view of the global economy by following the leading economic minds. This top down approach is key to our investment process as the capital markets tend to follow the global economic landscape. Jeff lives in Perrysville, Ohio.

Spencer Spillman specializes in working with our pre-retirement clients. His client centered approach starts with getting to know his clients personally. Through understanding what matters most to them, together he helps create a financial approach that reflects his clients' personality. He can then offer clients strategies that are built around their life priorities and the advice they need to help address fluctuations in the market and changes in their lives. 

Spencer lives in Mansfield and enjoys personal fitness, Cleveland sports, and time with his friends.

Amanda Garcia joins NavCap Wealth Management as our Client Service Specialist. She is focused on supporting clients in every aspect so they can have the highest level of service and best experience. Amanda recently graduated with her Master’s in Business Management and Leadership from Purdue University. She is committed to giving back to the community by volunteering as a troop leader and operations lead with the Mansfield Girl Scouts for the last seven years. In her free time, she enjoys spending time with her family, including her three girls, crafting, and watching college football.